Monday, April 8, 2019

Benefits of Joining an Affiliate Program


Every company should be in the business of creating value because once value is established it makes it easier to generate more revenue. With Insurance Agent Near Me operating their business this way, they decided to create a program that incentivizes online marketers to help spread the value that the company is offering. Affiliate programs are designed to do exactly this; they pair influencers with the business, into a mutually beneficial relationship.

Influencers and or online marketers can receive benefits when they get into an affiliate relationship with a company and the company receives more brand name recognition. Since both sides manage to benefit from this relationship, it is a very valuable aspect of the marketing process.

One of the more impressive aspects and benefits of joining an affiliate program is the perks that online publishers get to receive. Some companies go so far as to give commissions for every referral that they receive due to the advertising done by their affiliates. This means that for every referral that an affiliate is responsible for, they are able to earn a percentage or fixed amount. This allows affiliates to increase their revenue by several folds; the more referrals they are able to bring in, the more the financial benefit will be.

Furthermore, agencies have dedicated and knowledgeable employees who can easily guide the affiliate on how to make the most of the opportunity. This makes the work of an affiliate rather simple and straightforward. With the help of the marketing agency, affiliates are able to make efficient decisions concerning the placement of the ad in order to maximize their earning potential.

Depending on the quality of the services offered by the company, affiliates could easily make a decent amount of revenue. By promoting the company on their own websites, affiliates are also able to generate more traffic to their own sites since this relationship goes both ways. The affiliates not only benefit financially but also receive an influx of visitors to their websites. This relationship then creates a cycle of benefits which raises the value for both the marketing agency and the affiliate.

Some marketing companies also offer special promo codes and other offers that allows the affiliate to receive discounts and special advantages when they themselves wish to sign up. This can come in handy for any affiliate, because costs can be higher in certain products and this discount benefit can be crucial to receiving a better price.

Becoming an affiliate is easy as there is not a lot an affiliate has to do upfront to get started since the marketing agency is generally responsible for creating the referral link.

Affiliate programs also come with a method for tracking revenue. In this case, the affiliate never actually has to do any real accounting because the numbers are automatically tracked.

One more convenient aspect of this affiliate relationship is that the affiliates do not have to go through any extraneous lengths when signing contracts. These are all streamlined and customized, making it extremely simple for affiliates to agree to the favorable terms of working together with the marketing organization. This also expedites the process and allows the affiliates to quickly start earning income.



Sunday, January 6, 2019

Does Progressive have Commercial Auto?


Commercial auto insurance is necessary if you are using your vehicle for work/ business. This isn’t the same as driving your vehicle “to” work or business. If driving to work/business, a personal auto policy is all that’s needed. If you are using your vehicle “for business” discussing a commercial auto policy with an Insurance Agent is a good idea.

Progressive Insurance was established in 1937 and is one of the largest insurance carriers in the United States. “Offering almost every type of insurance; from personal auto to pet insurance, to business policies to life insurance. Yes, Progressive can help with your commercial auto needs!

Progressive offers commercial auto insurance “We're the #1 commercial auto insurer in America, insuring more than 1 million commercial vehicles”. Progressive writes commercial auto policies in all states.

Types of Commercial Auto Coverage

Progressive Insurance offers coverage for a wide variety of business/ commercial needs:
Business Autos: cars, light trucks, and vans
Trucks: tractors, dump trucks, semi/ 18- wheeler
Trailers: utility trailers, trailers pulled by trucks
Contractors Insurance: electrician, painters, plumbers, etc.

How much does Progressive Charge for Commercial Auto Insurance?

The cost of insurance depends on many things. The first being location, followed by what you are buying insurance to protect. For commercial auto the following is considered: location, type of business, type of vehicles, the drivers listed and their driving history, and the type/ amount of insurance you want to purchase.

In 2017, it was reported that the national average monthly premium for a commercial insurance policy through Progressive was $165 a month.


These figures represent the “national average” and doesn’t mean that this will be your premium. The best way to know your costs will be to obtain a quote.

Commercial Auto Discounts

Progressive offers amazing discounts for commercial auto policies:

CDL Discounts
Business Experience Discounts
Prior Insurance Discounts
Package Discounts
Paid in Full Discounts
EFT Payments

Contact an Insurance Agent for your quote and always remember to ask about discounts that may apply to your business.

Tuesday, January 1, 2019

How much is car insurance in Houston?

Texas is a huge state, the largest in southern United States! Everything is bigger in the Lone Star state and as the biggest state in the south, you’ll likely need a car. Insuring that car is a requirement by law in the state of Texas.

How are Insurance Premiums Calculated?


Insurance premiums are calculated considering a variety of factors. There isn’t one set price for car insurance in Houston. When calculating premiums, insurance companies evaluate: personal info- credit, location, discounts, vehicle type, etc. Because this varies from person to person, you may pay a different premium than your cousin that lives in the same city, 10 minutes away.

Texas state insurance requirements are: 30/60/25. What does this mean? The required limits are broken down like this:

$30K for bodily injury of any 1 person in any 1 accident
$60K for bodily injury of any 2 or more persons in any 1 accident- $30K per person
$25K for injury to or total loss of property of others in an accident.

These are the minimum requirements for car insurance in Houston. There are options for higher limits. An insurance agent can assist with that.

Is Car Insurance Expensive in Houston?


Drivers in the state of Texas pay premiums higher than the national average. According to Quote Wizard, the average cost of car insurance in the state of Texas is $934.22 per year. The national average for car insurance is $889.01 per year.

Unfortunately, the answer is yes. Houston isn’t the most expensive location for car insurance. Michigan ranked #1 for the 5th time. Much of the reason that Texans pay higher insurance premiums is due to the number of natural disasters that Texans experience.

So, How Much is Car Insurance in Houston?


Quote Wizard provided the statistics shown above. It appears that women in Houston pay rates higher than both the Texas average and national average. Men pay below state average, but still higher than national average.