Are you making monthly payments on your vehicle or do you have an open loan on your car? If so, you definitely need to watch this video and I really hope you have gap insurance. Cars are one of the worst investments to make, but unfortunately for us, a car is something we need. Did you know cars depreciate in value every year and people who finance a vehicle are typically up side down on a car within the first 3 years? On average it takes 3-4 years of making payments to just break even on a car. These are all reasons why having gap insurance is so important. Plus who have thousands of dollars to pay in negative equity?