Does Progressive have Commercial Auto?

Commercial auto insurance is necessary if you are using your vehicle for work/ business. This isn’t the same as driving your vehicle “to” work or business. If driving to work/business, a personal auto policy is all that’s needed. If you are using your vehicle “for business” discussing a commercial auto policy with an Insurance Agent is a good idea.

Progressive Insurance was established in 1937 and is one of the largest insurance carriers in the United States. “Offering almost every type of insurance; from personal auto to pet insurance, to business policies to life insurance. Yes, Progressive can help with your commercial auto needs!

Progressive offers commercial auto insurance “We're the #1 commercial auto insurer in America, insuring more than 1 million commercial vehicles”. Progressive writes commercial auto policies in all states.

Types of Commercial Auto Coverage

Progressive Insurance offers coverage for a wide variety of business/ commercial needs:

Business Autos: cars, light trucks, and vans

Trucks: tractors, dump trucks, semi/ 18- wheeler

Trailers: utility trailers, trailers pulled by trucks

Contractors Insurance: electrician, painters, plumbers, etc.

How much does Progressive Charge for Commercial Auto Insurance?

The cost of insurance depends on many things. The first being location, followed by what you are buying insurance to protect. For commercial auto the following is considered: location, type of business, type of vehicles, the drivers listed and their driving history, and the type/ amount of insurance you want to purchase.

In 2017, it was reported that the national average monthly premium for a commercial insurance policy through Progressive was $165 a month.

These figures represent the “national average” and doesn’t mean that this will be your premium. The best way to know your costs will be to obtain a quote.

Commercial Auto Discounts

Progressive offers amazing discounts for commercial auto policies:

CDL Discounts

Business Experience Discounts

Prior Insurance Discounts

Package Discounts

Paid in Full Discounts

EFT Payments

Contact an Insurance Agent for your quote and always remember to ask about discounts that may apply to your business.

How much is car insurance in Houston?

Texas is a huge state, the largest in southern United States! Everything is bigger in the Lone Star state and as the biggest state in the south, you’ll likely need a car. Insuring that car is a requirement by law in the state of Texas.

How are Insurance Premiums Calculated?

Insurance premiums are calculated considering a variety of factors. There isn’t one set price for car insurance in Houston. When calculating premiums, insurance companies evaluate: personal info- credit, location, discounts, vehicle type, etc. Because this varies from person to person, you may pay a different premium than your cousin that lives in the same city, 10 minutes away.

Texas state insurance requirements are: 30/60/25. What does this mean? The required limits are broken down like this:

$30K for bodily injury of any 1 person in any 1 accident

$60K for bodily injury of any 2 or more persons in any 1 accident- $30K per person

$25K for injury to or total loss of property of others in an accident.

These are the minimum requirements for car insurance in Houston. There are options for higher limits. An insurance agent can assist with that.

Is Car Insurance Expensive in Houston?

Drivers in the state of Texas pay premiums higher than the national average. According to Quote Wizard, the average cost of car insurance in the state of Texas is $934.22 per year. The national average for car insurance is $889.01 per year.

Unfortunately, the answer is yes. Houston isn’t the most expensive location for car insurance. Michigan ranked #1 for the 5^th time. Much of the reason that Texans pay higher insurance premiums is due to the number of natural disasters that Texans experience.

So, How Much is Car Insurance in Houston?

Quote Wizard provided the statistics shown above. It appears that women in Houston pay rates higher than both the Texas average and national average. Men pay below state average, but still higher than national average.